Equifax Has 143 Million Americans Data Compromised
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@dustinb3403 said in Equifax Has 143 Million Americans Data Compromised:
In 2014.. .
There were about 125.9 million adults in the US
So literally everybody is f***ed at this point. Time to go to creditors and tell them to refuse to provide credit based on the methods they've been using.
Yep. Freeze your credit profile.
https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/ -
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@nashbrydges said in Equifax Has 143 Million Americans Data Compromised:
@jaredbusch That's totally relevant. Lmao. Agreed they suspect the breach took place between May and July when it was discovered, once it is discovered, the responsible thing to do is let the affected individuals know immediately. Not wait 6 more weeks. That's just stupid and irresponsible.
Not really. Because it also takes time to first, plug the hole, then figure out what was actually taken.
Now, I am not trying to defend Equifax because they have a horrid track record in the first place. But your assertion that it should be immediately announced it assinine.
It is this type of mentality that is wrong with so much of the public. Facts are important. Not your emotional reaction, that will very likely be proven wrong.
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Just in case there are those like me that did not consider this. If you fall for the "Free" credit monitoring offered by Equifax, upon agreement you forfeit your right to sue for any damages. Not that I could afford to sue, but if you can or might dont fall for it.
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@popester said in Equifax Has 143 Million Americans Data Compromised:
Just in case there are those like me that did not consider this. If you fall for the "Free" credit monitoring offered by Equifax, upon agreement you forfeit your right to sue for any damages. Not that I could afford to sue, but if you can or might dont fall for it.
And it is probably only monitoring, no protection or insurance. So ... worthless.
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@scottalanmiller Just watched a news report that says that their website that sells the protection they are going to give you was the site that got hacked..... OY!!!
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@popester said in Equifax Has 143 Million Americans Data Compromised:
Just in case there are those like me that did not consider this. If you fall for the "Free" credit monitoring offered by Equifax, upon agreement you forfeit your right to sue for any damages. Not that I could afford to sue, but if you can or might dont fall for it.
Supposedly it also prevents you from joining any of the class-actions that are filed.
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@jaredbusch said in Equifax Has 143 Million Americans Data Compromised:
@nashbrydges said in Equifax Has 143 Million Americans Data Compromised:
@jaredbusch That's totally relevant. Lmao. Agreed they suspect the breach took place between May and July when it was discovered, once it is discovered, the responsible thing to do is let the affected individuals know immediately. Not wait 6 more weeks. That's just stupid and irresponsible.
Not really. Because it also takes time to first, plug the hole, then figure out what was actually taken.
Now, I am not trying to defend Equifax because they have a horrid track record in the first place. But your assertion that it should be immediately announced it assinine.
It is this type of mentality that is wrong with so much of the public. Facts are important. Not your emotional reaction, that will very likely be proven wrong.
It's interesting you read this as an emotional reaction since I'm unaffected by this breach. I have no skin in this game. But what I am talking about is corporate responsibility. Something that I would think both you and I may understand better as SMBs.
Everyone recognizes when the wagons are being circled and no corporate entity would suffer this type of breach without their first reaction being one to cover their asses. I'm much closer to my clients and their needs. I understand the reputational impact this could have on my business. Yeah, they've taken a hit with their stock but my guess is, the full scope of the truth may never be discovered even with the class action lawsuits already being filed. Those are premature in my mind, but a responsible entity would not have waited this long, especially given the sensitivity of the data acquired in the breach.
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@jaredbusch Oh, and good luck. Truly, I mean this. If you or anyone here is affected by this breach. This is not data that I would be comfortable having out in the open. No matter what lame "identity protection" Equifax may be offering as reparations.
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@danp said in Equifax Has 143 Million Americans Data Compromised:
@popester said in Equifax Has 143 Million Americans Data Compromised:
Just in case there are those like me that did not consider this. If you fall for the "Free" credit monitoring offered by Equifax, upon agreement you forfeit your right to sue for any damages. Not that I could afford to sue, but if you can or might dont fall for it.
Supposedly it also prevents you from joining any of the class-actions that are filed.
Looks like you can:
2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident. -
So I probably should request my"free" dark web scan from them?
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Apparently I am on the lucky side of the one-in-two Americans who didn't have their information compromised by Equifax. But I seem to be like a flipping unicorn, because none of my information was exposed by Yahoo, Home Depot, Target, Anthem, or any of the other big hacks/data losses that have occurred. >.>
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@tirendir Do you play the lottery?
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@popester no... but you make a good point, maybe I should? lol
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@tirendir said in Equifax Has 143 Million Americans Data Compromised:
Apparently I am on the lucky side of the one-in-two Americans who didn't have their information compromised by Equifax. But I seem to be like a flipping unicorn, because none of my information was exposed by Yahoo, Home Depot, Target, Anthem, or any of the other big hacks/data losses that have occurred. >.>
It's only one in two when you include children. It's like 99% of working adults.
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@scottalanmiller As of the 2013 census, the US Census Bureau estimated there were 242,470,820 adults (aged 18 or older) in the US, so the Equifax hack is still more than 1/2 odds of being compromised, something around the 60% of all American adults or so if the Census Bureau is anywhere near accurate.
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@tirendir said in Equifax Has 143 Million Americans Data Compromised:
@scottalanmiller As of the 2013 census, the US Census Bureau estimated there were 242,470,820 adults (aged 18 or older) in the US, so the Equifax hack is still more than 1/2 odds of being compromised, something around the 60% of all American adults or so if the Census Bureau is anywhere near accurate.
Right, hence why I said working adults. The majority of 18-24 don't work. Lots of people never work.
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Standard national working ratios are 50% to 70%. US in 2015 was around 60%, a nice middle ground.
So that brings 242m adults to 145m working adults. Which means there is enough compromise for every working adult and tons of non-working. To be working AND get missed is unbelievable.
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@scottalanmiller Ah gotcha, missed the key word in your response. I guess my original statement still stands though, that I am essentially a unicorn in human clothing. lol
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@tirendir said in Equifax Has 143 Million Americans Data Compromised:
@scottalanmiller Ah gotcha, missed the key word in your response. I guess my original statement still stands though, that I am essentially a unicorn in human clothing. lol
Yes, that is very true. It's impossible to work out the odds, but we know that they are tiny.
