What Are You Doing Right Now
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@scottalanmiller said in What Are You Doing Right Now:
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Got it! Thanks a lot
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So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
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@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
It's America, so I can guarantee within 10 years, at least 50% of all stores will have it.
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@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
Do they really want your money or just your card details?
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@tonyshowoff said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
It's America, so I can guarantee within 10 years, at least 50% of all stores will have it.
What I don't get is they are on the hook if someone gets your CC number from swiping on their system. So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
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I mean even Square has the chip reader and its bundled with an NFC reader for phone payments. And it's like $49. There isn't really any excuse.
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@johnhooks said in What Are You Doing Right Now:
@tonyshowoff said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
It's America, so I can guarantee within 10 years, at least 50% of all stores will have it.
What I don't get is they are on the hook if someone gets your CC number from swiping on their system. So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
No, that's not what the numbers say and not how it works. It's the credit card companies that have to pay for the chips and they are the ones that say that it is not worth it.
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@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
What's the point of accepting it? It's not chip AND pin, it's just a farce.
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@johnhooks said in What Are You Doing Right Now:
So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
Except who has chips? We've asked for nine years now for chips and can't get one. So if no one has them, that's not a risk to stores.
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@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
What's the point of accepting it? It's not chip AND pin, it's just a farce.
it seems a lot depends on the card too. My debit card is chip and asks for my pin.
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@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
Except who has chips? We've asked for nine years now for chips and can't get one. So if no one has them, that's not a risk to stores.
All of mine have them. AMEX, PNC, Capital One, and Citi.
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@johnhooks said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
Except who has chips? We've asked for nine years now for chips and can't get one. So if no one has them, that's not a risk to stores.
All of mine have them. AMEX, PNC, Capital One, and Citi.
That is just more of Scott being overly dramatic. Typical.
All of mine are chip. None are chip and pin yet.
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@johnhooks said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
What's the point of accepting it? It's not chip AND pin, it's just a farce.
it seems a lot depends on the card too. My debit card is chip and asks for my pin.
You are processing the transaction as a debit transaction, not a credit transaction. Those have always been PIN transactions.
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@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So it only takes one person to have their number stolen for it to cost more than just turning on the chip reader that already exists in their terminal.
Except who has chips? We've asked for nine years now for chips and can't get one. So if no one has them, that's not a risk to stores.
Well, it's the "something you have and something you know" thing, which if you recall Bank of America first implemented not by asking for an RSA key or something and a password, but rather a password and some other question, and every other bank followed suite. Regulations mean nothing if no one follows them, and literally nobody follows some of them.
So from pretty secure, to a password and the answer to a question most people can find out reading your Facebook.
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@JaredBusch said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@johnhooks said in What Are You Doing Right Now:
So almost 7 months after the chip requirement for cards and stores still aren't accepting it.
What's the point of accepting it? It's not chip AND pin, it's just a farce.
it seems a lot depends on the card too. My debit card is chip and asks for my pin.
You are processing the transaction as a debit transaction, not a credit transaction. Those have always been PIN transactions.
Ah ok. At Walmart it required me to use the chip part even as debit. So I figured it was a bank thing.
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Ah Gutter Helmet. The mans version of Mary Kay.
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8yo just ride her bicycle to a park from home for the first time. She's super happy, she climbed to the top of the climby thing
